Full Service Expertise

Comprehensive Wealth Solutions Portfolio for Resident Indian and NRI clients

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Do not save what is left after spending, but spend what is left after saving.

Warren Buffet • CEO of Berkshire Hathaway

Financial and Investment Advisory Services

Dhanayoga is a financial planning and investment advisory solutions and services firm. 

The distinct features of our services are:

  1. Unbiased and independent recommendations - aligned specific to each client's needs
  2. Trustworthy, Professional and Best Value advice for our clients

Know more about our services

Insure


Invest

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Borrow


Offerings

Financial Profiling

  • Income & Expense analysis
  • Asset & Liability analysis
  • Need and Goal Identification
  • ​Financial Plan Design

Investment Advisory

  • Goal Planning
  • Asset Allocation
  • Investment Planning
  • ​Plan execution & oversight

Insurance Advisory

Debt Counselling

  • Need Understanding
  • Financing Options
  • Product Selection
  • ​Credit Fulfillment

Tax Advisory

  • Impact Analysis
  • Product Selection
  • Tax Optimization
  • Regulatory updates

Global Investing

  • Goal Alignment
  • Risk assessment
  • Portfolio Design
  • Investment Management

Asset Classes

  • Listed Equities - India (INR)
  • Listed Equities - Global (USD | EUR | GBP | CAD | CHF | JPY | AUD | SGD | HKD)
  • Initial Public Offerings (IPOs)
  • Trading and Demat (Custody) A/c - Equity, Commodity, Currency, Futures & Options.
  • Equity - Large Cap | Mid Cap | Small Cap | Flexicap | Multi Cap | International
  • Equity - Tax Saving - ELSS
  • Hybrid - Balanced | Debt (Aggressive) | Debt (Conservative) | Arbitrage | Asset Allocation  
  • Sector - Infrastructure | Banking | Technology | Pharma | FMCG 
  • Debt - Credit Risk | Dynamic Bond | Fixed Maturity (FMP) | Target Maturity (TMP) 
  • Debt - Monthly Income | Liquid | Short Term | Ultra Short Term
  • Gilt - Short Term | Medium & Long Term
  • Exchange Traded Funds (ETF) - Equity | Gilt | Liquid Funds


  • Term Deposits - Fixed | Cumulative - Bank, PSU & Corporate Issued
  • Bonds & Debentures - NCDs | Zero Coupon | Fixed & Floating | Covered | TIPS - Bank, RBI, PSU and Corporate 
  • Alternative Assets - Short, Medium and Long term | AIFs | Structured Products
  • Capital Gains Bonds (54 EC) - NHAI, REC, IRFC | Tax Free Bonds (RBI, NABARD, HUDCO) | Tax Saving Bonds


  • Life Insurance - Term Plan
  • Unit Linked Insurance (ULIP) - Retirement | Investment | Child | Women | Health
  • General Insurance (Retail) - Health | Auto | Travel | Home
  • General Insurance (Business) - Fire | Industrial | Corporate | Marine | Group Life & Health | Customized 


  • Pension - National Pension Scheme (NPS) - Tier 1 and Tier 2
  • Annuities - Long term and Perpetual Annuity Plans
  • QROPS - Qualifying Overseas Recognized Pension Schemes - Transfer UK Pension to India


  • Precious Metals - Gold, Silver, Palladium, Platinum 
  • Industrial Metals - Copper, Zinc, Nickel, Aluminum, Lead, Iron, Steel
  • Energy - Crude, Natural Gas, Coal, Uranium
  • Agri-Commodities - Corn, Wheat, Soyabean, Coffee, Cocoa, Tea, Sugar, Dairy, Cotton, Rubber, Livestock, Timber 


  • Venture and Private Equity (Angel to Pre-IPO)
  • Real Estate - Commercial, Industrial, Infrastructure (Fractional & Securitized) 
  • Securitized Debt - Asset Lease and Inventory Financing
  • Green Investing (Tax Free) - Agri and Solar Asset Financing
  • Trade Financing - Invoice Discounting & Monthly Recurring Revenue (MRR)
  • Micro-Credit and Socially Responsible Impact Investing (SRI) 
  • Prime Retail Debt assets
  • Others - Carbon Credits, Hedge Funds, Long-Short, Options Income, Market Neutral, Event driven, arbitrage & others
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